What is freehold to leasehold title splitting?

If you own a block of flats or a converted house held under one freehold title, there may be untapped legal value sitting within your property – and you won’t need to pick up a hammer or apply for planning permission to unlock it.

At Peppercorn Law, we offer a specialist fixed-fee legal service to help you split your freehold into individual leasehold flats, at just £995 per unit – no VAT, no hidden extras.

Legal Title Splitting

Title splitting is the legal process of converting a freehold property that contains multiple flats into separately registered leasehold titles, each with its own long lease and Land Registry title number.

This is commonly done where a property investor wants to:

1. Move one or more flats into the name of a family member

2. Sell individual flats separately- Refinance flats independently- Retain long-term control by keeping the freehold

It’s a legal-only strategy – no physical alterations or planning permissions are required. You’re simply restructuring the way the property is held, using long-established legal mechanisms. At Peppercorn Law, we have acted for property investors looking to release equity using this methodology, by applying our deep knowledge of leasehold arrangements.

Why Are More Landlords Considering Title Splitting?

In recent years, we’ve seen increased interest in title splitting among landlords and property owners across England and Wales. This is partly due to:

• Lenders placing higher value on individual leasehold units- Improved flexibility in managing or selling individual flats separate to dealing with the whole freehold building- Flexibility over granting one or more leases to carve out a proportion of the building for sale

• While we don’t offer investment advice, it’s clear that for many landlords, title splitting provides long-term legal and practical benefits, particularly when managing multi-unit properties.

  
  

It’s a paperwork-driven legal process – and one that, when carried out properly, opens up new flexibility and options. Please note however that you will need tax advice on stamp duty implications.

How can Peppercorn Law help?

At Peppercorn Law, we focus exclusively on leasehold and landlord & tenant law. We’re not a generalist practice — we are led by experienced solicitor Ricky Coleman, who has worked on leasehold restructuring cases across Sussex and beyond for over a decade. We take care of leasehold covenants detailing service charge payments, insurance contributions, restrictions on AirBnB use and other provisions to protect your interest in the freehold, if a leasehold flat is sold off at a later date.

We offer:

1. Fixed fee of £995 per flat – no VAT plus registration fees of £45 per flat

2. Preparation of compliant leases and title documentation

3. Land Registry registration

4. Support throughout from a qualified solicitor

5. Remote onboarding and e-signatures for speed and efficiency, perfect for overseas landlords

Start the Process Today

If you’d like to explore whether Freehold to Leasehold Title Splitting is right for your property, our team is here to help.

Email us at: info@peppercornlaw.co.uk

Final Thoughts

Title splitting isn’t new — but it remains one of the most underused tools available to property owners in the UK. When handled properly, it can offer long-term benefits in terms of ownership, control, flexibility, and legal clarity.

At Peppercorn Law, we make the process straightforward and affordable, with a fixed fee and expert support from start to finish.